There are certain things that I just refuse to spend a lot of money on. Sunglasses for example (at the rate I misplace mine there's just no point) and definitely body lotion. Why would I spend a ton of money on a fancy lotion when there are so many cheaper versions that do the same (if not better!) job?

Clearly, TotalBeauty.com readers agree with me, because they were only too happy to share their picks for the best drugstore body lotions. Check them out here, and soon you can have smooth, soft skin -- and a few extra bucks to splurge with. Maybe I could upgrade to a nice pair of Ray Bans … nah, I'd just lose them.

• Another thing I hate spending too much cash on: hair products. Luckily, these cheap but fab ones exist.

• Not sure why, but I have no problem laying out serious cash for this product. How about you?

• Do you have a favorite steal or splurge item? Talk about it here.

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